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amortizar un préstamo

Grammar & Usage

fixed expression

neutral

How it works

This is a verbal phrase composed of the verb 'amortizar' (to amortize) and the direct object 'un préstamo' (a loan). 'Amortizar' is a transitive verb that requires an object to complete its meaning, indicating the action of gradually paying off a debt or obligation. The indefinite article 'un' precedes 'préstamo' as a singular masculine noun.

Sample sentences

Es importante calcular bien los intereses al amortizar un préstamo.

It is important to calculate the interest well when amortizing a loan.

Decidimos amortizar un préstamo hipotecario en menos años para pagar menos intereses.

We decided to amortize a mortgage loan in fewer years to pay less interest.

Para amortizar un préstamo, se necesita un plan de pagos constante y disciplinado.

To amortize a loan, a constant and disciplined payment plan is needed.

Quick facts

financial_context:This phrase is primarily used in financial and economic contexts, referring to the process of repaying a debt (like a loan or mortgage) over a period of time, usually through regular payments that cover both principal and interest.

verb_conjugation_note:'Amortizar' is a regular -ar verb. For example, in the present indicative: yo amortizo, tú amortizas, él/ella/usted amortiza, nosotros amortizamos, vosotros amortizáis, ellos/ellas/ustedes amortizan.

Often used with

amortizar una deuda

plan de amortización

cuota de amortización

amortización anticipada

amortizar un capital

Mnemonic

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Example

Es importante calcular bien los intereses al amortizar un préstamo.

It is important to calculate the interest well when amortizing a loan.

Decidimos amortizar un préstamo hipotecario en menos años para pagar menos intereses.

We decided to amortize a mortgage loan in fewer years to pay less interest.